:root{--paper:#f5f1e9;--white:#fffdf8;--ink:#18342f;--muted:#586b62;--line:#d8dfd3;--orange:#b64e31;--pale:#e6eadb;--serif:Georgia,'Times New Roman',serif;--sans:Arial,Helvetica,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font:17px/1.65 var(--sans)}a{color:inherit;text-underline-offset:5px}a:hover{color:var(--orange)}button{font:inherit;color:inherit}button,a{-webkit-tap-highlight-color:transparent}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid var(--orange);outline-offset:5px}.skip{position:absolute;left:15px;top:-70px;background:var(--white);z-index:30;padding:12px}.skip:focus{top:15px}.wrap{width:min(1200px,90%);margin:auto}.top{border-bottom:1px solid var(--line)}.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:94px}.wordmark{font-size:25px;font-weight:800;letter-spacing:-1px;text-decoration:none}.wordmark small{font-size:10px;letter-spacing:2px;display:block;font-weight:400;line-height:1}.links{display:flex;gap:27px;font-size:14px;align-items:center}.links a{text-decoration:none}.lang{border:1px solid var(--line);border-radius:30px;padding:5px;display:flex;gap:2px}.lang button{background:transparent;border:0;border-radius:20px;padding:5px 10px;cursor:pointer;font-size:12px}.lang [aria-pressed=true]{background:var(--ink);color:var(--white)}.hero{display:grid;grid-template-columns:1.05fr 1fr;gap:55px;align-items:center;padding:70px 0 64px}.hero h1{font:normal clamp(40px,4.5vw,65px)/1.1 var(--serif);letter-spacing:-2px;margin:22px 0}.hero p{color:var(--muted);max-width:510px;font-size:18px}.actions{display:flex;align-items:center;gap:24px;flex-wrap:wrap;margin-top:30px}.button{display:inline-block;padding:13px 22px;border:1px solid var(--ink);background:var(--ink);color:var(--white);text-decoration:none;font-size:14px;border-radius:3px}.button:hover{background:var(--orange);border-color:var(--orange);color:#fff}.text-link{font-size:14px}.drawing{margin:0;border:1px solid var(--line);background:var(--pale);padding:20px;border-radius:4px}.drawing svg{display:block;width:100%;height:auto}.drawing figcaption{border-top:1px solid #c7d0bd;padding:13px 0 0;font:11px/1.6 var(--sans);color:var(--muted)}.strip{display:grid;grid-template-columns:repeat(3,1fr);border-block:1px solid var(--line);padding:25px 0;gap:30px}.strip strong{display:block;font-size:15px;margin-bottom:3px}.strip span{font-size:13px;color:var(--muted)}section.content{padding:76px 0}.section-head{display:grid;grid-template-columns:1fr 1fr;gap:60px;margin-bottom:34px}.section-head h2,h2{font:normal clamp(30px,3vw,43px)/1.2 var(--serif);letter-spacing:-.8px;margin:12px 0}.section-head p{color:var(--muted);margin:24px 0 0}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}.step{border-top:1px solid var(--ink);padding-top:17px}.step .num{font:24px var(--serif);color:var(--orange)}h3{font-size:18px;line-height:1.4;margin:15px 0 9px}.step p,.box p{font-size:15px;color:var(--muted);margin:0}.tint{background:var(--pale)}.money{display:grid;grid-template-columns:1fr 1.15fr;gap:80px}.money h2{max-width:400px}.money p{color:var(--muted);font-size:15px}.waterfall{list-style:none;padding:0;margin:0;counter-reset:money}.waterfall li{padding:14px 0;border-bottom:1px solid #c7d0bd;display:grid;grid-template-columns:35px 1fr;gap:8px;font-size:15px;counter-increment:money}.waterfall li:before{content:'0' counter(money);color:var(--orange);font-size:12px;padding-top:4px}.fine{font-size:12px!important;line-height:1.6;color:var(--muted)}.timeline{border-top:1px solid var(--line);display:grid;grid-template-columns:repeat(3,1fr);gap:30px;padding-top:30px}.timeline .tag{font-size:11px;font-weight:bold;text-transform:uppercase;letter-spacing:1px;color:var(--orange)}.timeline p{font-size:15px;color:var(--muted)}.timeline .gate{border-top:1px solid var(--line);padding-top:12px;font-size:12px}.two{display:grid;grid-template-columns:1fr 1fr;gap:40px}.box{background:var(--white);border:1px solid var(--line);padding:30px;border-radius:4px}.status{padding:20px 0 0;list-style:none;margin:0}.status li{border-top:1px solid var(--line);padding:10px 0;font-size:14px}.status li:before{content:'○';color:var(--orange);margin-right:12px}.docs{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-top:28px}.doc{padding:28px;border:1px solid var(--line);text-decoration:none;display:block;background:var(--white)}.doc strong{font:26px var(--serif);display:block}.doc span{font-size:13px;color:var(--muted);display:block;margin-top:9px}.doc .arrow{color:var(--orange);font-size:22px;float:right}.faq{margin:35px 0}.faq details{border-bottom:1px solid var(--line);padding:18px 0}.faq summary{cursor:pointer;font-size:16px;font-weight:bold}.faq details p{font-size:15px;color:var(--muted);max-width:850px}.footer{border-top:1px solid var(--line);padding:35px 0;margin-top:25px}.footer .wrap{display:flex;justify-content:space-between;gap:25px}.footer p{font-size:16px;max-width:650px;color:var(--muted);margin:0}.review{background:#efe1d5;color:#743f30;padding:10px 5%;font-size:12px;text-align:center}.paper-nav{display:flex;justify-content:space-between;align-items:center;padding:22px 0;gap:20px;border-bottom:1px solid var(--line);font-size:14px}.paper{max-width:860px;margin:50px auto 90px;padding:0 24px}.paper h1{font:58px var(--serif);margin:0 0 10px}.paper h2{font:32px/1.25 var(--serif);margin-top:46px}.paper p,.paper li{font-size:16px}.paper table{border-collapse:collapse;width:100%;font-size:13px;margin:25px 0}.paper th,.paper td{text-align:left;padding:12px;border:1px solid var(--line);vertical-align:top}.paper th{background:var(--pale)}.paper a{overflow-wrap:anywhere}.deck{max-width:1180px;margin:30px auto;padding:0 20px}.deck .slide{position:relative;background:var(--white);border:1px solid var(--line);padding:48px 55px;margin:20px 0;min-height:620px;display:flex;flex-direction:column;justify-content:center}.slide h1{font:normal clamp(30px,4vw,52px)/1.13 var(--serif);letter-spacing:-1px;max-width:900px;margin:24px 0}.slide .lead{font-size:21px;max-width:900px;line-height:1.5;color:var(--muted)}.slide ul{max-width:900px;font-size:18px;padding-left:22px}.slide li{margin:15px 0}.slide-foot{display:flex;justify-content:space-between;border-top:1px solid var(--line);padding-top:15px;margin-top:30px;font-size:11px;letter-spacing:.6px}.deck-controls{display:flex;align-items:center;gap:12px;flex-wrap:wrap;position:sticky;top:10px;z-index:10;background:var(--paper);border:1px solid var(--line);padding:10px;border-radius:5px}.deck-controls button{border:1px solid var(--line);background:var(--white);padding:8px 14px;cursor:pointer;font-size:13px}.deck-controls a{font-size:13px}.deck-controls output{margin-right:auto;font-size:13px}.deck.enhanced .slide[hidden]{display:none}.notes{font-size:13px;background:var(--pale);padding:15px;margin-top:20px}.notes p{margin:7px 0 0}.sources{font-size:12px;overflow-wrap:anywhere}.sources li{margin:7px 0}.review-label{font-size:12px;color:var(--orange)}@media(max-width:800px){.links>a{display:none}.hero{grid-template-columns:1fr;padding-top:40px;gap:30px}.hero h1{letter-spacing:-1px}.hero p{font-size:17px}.drawing{max-width:600px}.section-head,.money,.two{grid-template-columns:1fr;gap:20px}.section-head{margin-bottom:26px}.section-head p{margin:0}.strip{gap:18px}.strip strong{font-size:13px}.strip span{font-size:12px}.steps,.timeline{grid-template-columns:1fr;gap:30px}section.content{padding:50px 0}.docs{grid-template-columns:1fr}.footer .wrap{flex-direction:column}.deck .slide{padding:28px 22px;min-height:0}.slide .lead{font-size:18px}.slide ul{font-size:16px}.paper table{display:block;overflow:auto}.paper h1{font-size:42px}.nav{min-height:80px}.box{padding:23px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}@media print{body{background:#fff}.top,.review,.paper-nav,.deck-controls,.skip{display:none!important}.paper{max-width:none;margin:0;padding:0}.paper h2{break-after:avoid}.paper p,.paper li{font-size:11pt}.paper table{font-size:9pt}.deck{margin:0;max-width:none;padding:0}.deck .slide,.deck.enhanced .slide[hidden]{display:flex!important;border:0;margin:0;padding:30px;min-height:0;height:170mm;break-after:page;break-inside:avoid}.slide h1{font-size:34pt}.slide .lead{font-size:18pt}.slide li{font-size:15pt}.slide:last-of-type{break-after:auto}.notes{display:none!important}.footer{display:none}.paper a{color:inherit}}
